Manage your recurring expenses in one place

Published 2026-08-21. For: Anyone tracking more than software.

What this video covers

A subscription tracker that only holds apps misses most of what you pay every month. Rent, insurance, a loan, tuition and utilities are recurring costs too, and they are usually the largest ones.

This video shows how those records are added, and how they sit alongside software in the same totals and the same calendar without needing a second tool.

It also shows what stays separate: recurring income, so a net position is possible rather than a bill list.

What you will learn

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Channel: https://www.youtube.com/@LemSubsbyLemStudio

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LemSubs — Subscription Tracker Without Bank Login

LemSubs is a privacy-first subscription tracker. Track every recurring charge, lifetime deal, and renewal in one place — no bank connection, no Plaid, no credentials. Free for individuals.

Built by Deepak Shukla after losing $47,000+ to forgotten renewals and zombie subscriptions across six businesses. Used by founders, freelancers, and small teams who want to know what they're actually paying for without handing a third party read access to their bank accounts.

What LemSubs does

Why no bank connection

Every other tracker on the market — Rocket Money, Mint, Bobby, Trim — asks for your bank credentials through Plaid. LemSubs does not. You add subscriptions manually, forward a receipt, or import a CSV. Your bank stays your bank.

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