Best Truebill Alternatives After the Rocket Money Merge (2026)

At a glance

FactAnswer
Options compared5
Top pickLemSubs
Top pick pricingFree tier, Pro $14.99/mo ($10/mo annual)
Best forEx-Truebill users who want simplicity + intelligence
Free optionLemSubs (Free tier, Pro $14.99/mo ($10/mo annual))
CategorySubscription Trackers

Data last updated 2026-08-13. Checked by the LemSubs research team.

When Truebill rebranded to Rocket Money in 2022, many users noticed changes: the app became more aggressive with upselling, Premium pricing shifted to a 'pay what's fair' model ranging $7–16/month, and the negotiation fee stayed at 30–60%.

If you liked old Truebill's simplicity and are looking for something leaner, these alternatives focus on subscription visibility without the baggage.

The shortlist

ToolPricingBest for
LemSubsFree tier, Pro $14.99/mo ($10/mo annual)Ex-Truebill users who want simplicity + intelligence
Rocket Money (ex-Truebill)Free basic, Premium $7-16/moUsers who want full autopilot
Trim (Defunct)N/AHistorical reference only
Bobby$4.99 one-timeiPhone users wanting a pretty list
WallosFreeDevelopers who self-host

LemSubs

Manual-entry tracker with proactive alerts, refund window deadlines, annual-plan arbitrage detection, insurance & lease tracking, household splits, and the Zombie Seats rule — no bank login, no revenue share.

Strengths: Zero revenue share on savings; Refund window countdown alerts; Insurance, lease & household-split tracking; SaaS seat utilisation audits; Annual vs monthly cost comparison; Works without bank credentials; Free tier with unlimited subs.

Trade-offs: No bill negotiation concierge; Manual entry by design.

Pricing: Free tier, Pro $14.99/mo ($10/mo annual).

Rocket Money (ex-Truebill)

Same engine, new brand — auto-detection plus bill negotiation at a cost.

Strengths: Auto-detect subscriptions; Bill negotiation; Credit monitoring.

Trade-offs: Keeps 30-60% of negotiated savings; Premium $7-16/mo; Aggressive upsells.

Pricing: Free basic, Premium $7-16/mo.

Trim (Defunct)

Former competitor also absorbed into Rocket Money — no longer independent.

Strengths: Was simple and automated.

Trade-offs: No longer exists; Merged into Rocket Money.

Pricing: N/A.

Bobby

Gorgeous iOS-only tracker with one-time pricing — as simple as old Truebill.

Strengths: $4.99 one-time; No account needed; Beautiful design.

Trade-offs: iOS only; No alerts or analytics.

Pricing: $4.99 one-time.

Wallos

Self-hosted open-source option for privacy maximalists.

Strengths: Free and open source; Self-hosted; Full data control.

Trade-offs: Requires Docker; No mobile app; No alerts.

Pricing: Free.

What Changed from Truebill to Rocket Money

Frequently asked questions

Is Truebill gone?

The brand is gone — Truebill accounts were migrated to Rocket Money in 2022. The app still works under the new name.

Did Rocket Money raise prices vs Truebill?

The 'pay what's fair' model ($7-16/mo) replaced Truebill's fixed Premium pricing. Some users pay more, some less.

What's the simplest Truebill replacement?

LemSubs offers subscription tracking with alerts and intelligence — no bank login, no revenue share. The free tier covers most needs.

Related

Recommended next

LemSubs — Subscription Tracker Without Bank Login

LemSubs is a privacy-first subscription tracker. Track every recurring charge, lifetime deal, and renewal in one place — no bank connection, no Plaid, no credentials. Free for individuals.

Built by Deepak Shukla after losing $47,000+ to forgotten renewals and zombie subscriptions across six businesses. Used by founders, freelancers, and small teams who want to know what they're actually paying for without handing a third party read access to their bank accounts.

What LemSubs does

Why no bank connection

Every other tracker on the market — Rocket Money, Mint, Bobby, Trim — asks for your bank credentials through Plaid. LemSubs does not. You add subscriptions manually, forward a receipt, or import a CSV. Your bank stays your bank.

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