Best Subscription Tracker Apps (2026)
At a glance
| Fact | Answer |
|---|---|
| Options compared | 5 |
| Top pick | LemSubs |
| Top pick pricing | Free tier, Pro $7.99/mo, Teams $11.99/mo per workspace |
| Best for | Power users who want analytics, not just a list |
| Free option | LemSubs (Free tier, Pro $7.99/mo, Teams $11.99/mo per workspace) |
| Category | Subscription Trackers |
Data last updated 2026-10-09. Checked by the LemSubs research team.
The average person spends $273/month on subscriptions and forgets about 2-3 of them. A good subscription tracker pays for itself by finding waste, alerting you before renewals, and showing you the true cost of your recurring commitments.
Here's how the top options compare.
The shortlist
| Tool | Pricing | Best for |
|---|---|---|
| LemSubs | Free tier, Pro $7.99/mo, Teams $11.99/mo per workspace | Power users who want analytics, not just a list |
| Rocket Money | Free basic, Premium $6-12/mo | Hands-off tracking |
| Bobby | $4.99 one-time | Simple iOS tracking |
| Wallos | Free | Self-hosting enthusiasts |
| Stackerr | Free tier, Pro pricing varies | Lifetime deal collectors |
LemSubs
The power-user subscription tracker: deterministic insight engine, health scoring, refund windows, overlap detection, insurance & lease tracking, household splits, SaaS seat audits and team workspaces — all without bank access.
Strengths: deterministic insight engine; Insurance, lease, household & seat tracking; Revenue-linked billing modelling; Health & Buyer portfolio scores; Refund window deadline alerts; Overlap/redundancy detection; Team workspaces; Generous free tier.
Trade-offs: Newer platform; Web-first (PWA).
Pricing: Free tier, Pro $7.99/mo, Teams $11.99/mo per workspace.
Rocket Money
Bank-connected tracker with bill negotiation.
Strengths: Auto-detection; Bill negotiation.
Trade-offs: Bank access required; Takes % of savings.
Pricing: Free basic, Premium $6-12/mo.
Bobby
Beautiful, simple iOS subscription list.
Strengths: One-time purchase; Beautiful design.
Trade-offs: iOS only; No analytics; No alerts.
Pricing: $4.99 one-time.
Wallos
Self-hosted, open-source subscription tracker.
Strengths: Free; Self-hosted; Open source.
Trade-offs: Requires server; No mobile app.
Pricing: Free.
Stackerr
LTD-focused tracker for lifetime deal collectors.
Strengths: LTD tracking; Deal alerts.
Trade-offs: LTD-only focus; No recurring sub tracking; No intelligence.
Pricing: Free tier, Pro pricing varies.
How to Choose a Subscription Tracker
- Intelligence vs listing: Do you want a smart savings engine or just a simple list?
- Privacy: Are you comfortable connecting your bank, or prefer manual entry?
- Alerts: Renewal reminders, refund window deadlines, price increase detection
- Team support: Can you track shared/business subscriptions with your team?
- Real-world commitments: Insurance policies, leases, household splits, revenue-linked fees, and per-seat SaaS — most trackers ignore these
- Cost: The tracker should cost less than the waste it helps you find
Frequently asked questions
How much can a subscription tracker save me?
LemSubs users find an average of 3 unused subscriptions and save $240/year. The insight engine also finds annual plan arbitrage opportunities.
Is manual entry better than bank syncing?
Manual entry means zero privacy risk and keeps you actively aware of every charge. With smart alerts, you won't miss anything.
Can I track business and personal subscriptions separately?
Yes — LemSubs supports categories, tags, and separate team workspaces for business vs personal.