Published 2026-08-26. For: People budgeting month to month.
What this video covers
Recurring costs are hard to plan for because they arrive on their own schedule. One tool bills on the 3rd, another on the 19th, and an annual plan lands once and skews the whole month.
This video shows how LemSubs normalises every cycle into a monthly figure, so weekly, monthly, quarterly and yearly plans can sit in the same total without distorting it.
You also see the category view, which is usually where the surprise is: not one big bill, but six small ones in the same category.
What you will learn
How different billing cycles become one monthly number
LemSubs is a privacy-first subscription tracker. Track every recurring charge, lifetime deal, and renewal in one place — no bank connection, no Plaid, no credentials. Free for individuals.
Built by Deepak Shukla after losing $47,000+ to forgotten renewals and zombie subscriptions across six businesses. Used by founders, freelancers, and small teams who want to know what they're actually paying for without handing a third party read access to their bank accounts.
What LemSubs does
Renewal alerts 7, 14, and 30 days before every charge
Cancel guides for 500+ vendors (Adobe, Netflix, AWS, and more)
Lifetime deal break-even tracking with payback math
Zombie subscription detection — flag what you stopped using
Multi-currency, team workspaces, custom metadata, CSV/PDF export
Smart receipt import — drop in an email or PDF, get a parsed entry
Why no bank connection
Every other tracker on the market — Rocket Money, Mint, Bobby, Trim — asks for your bank credentials through Plaid. LemSubs does not. You add subscriptions manually, forward a receipt, or import a CSV. Your bank stays your bank.