Insurance Policy Tracking
Track every policy, premium, and renewal — health, home, auto, and pet — alongside your subscriptions.
Insurance is a recurring cost most trackers ignore. LemSubs treats policies as first-class subscriptions with policy numbers, coverage notes, deductible tracking, and renewal alerts so you never lapse — or overpay.
What you get
| Benefit | Detail |
|---|---|
| Policy-Aware Fields | Dedicated fields for policy number, carrier, coverage notes, and deductible |
| Premium Renewal Alerts | Get notified 7, 14, or 30 days before any policy renews so you can shop around |
| Annual & Semi-Annual Cycles | Native support for the unusual billing cycles insurers love |
| Coverage Health Score | Each policy is scored alongside subscriptions in your portfolio |
| Receipt & Document Storage | Attach declaration pages and policy PDFs to each entry |
| Multi-Policy View | Filter to see only insurance and audit your total annual premium spend |
How it works
- Choose Insurance Kind: Select 'Insurance' when adding a subscription to unlock policy fields
- Enter Policy Details: Add carrier, premium, billing cycle, and policy number
- Attach Documents: Upload declaration pages or policy PDFs
- Set Renewal Alerts: Get reminders before renewal so you can compare quotes
Frequently asked questions
Why track insurance in a subscription tracker?
Insurance premiums are recurring charges that keep rising silently. Treating them like subscriptions surfaces increases and triggers timely shopping.
Can I track multiple policies per carrier?
Yes — add as many policies as you need. Each one gets its own renewal date, premium, and policy number field.
Does the renewal alert respect annual & semi-annual cycles?
Yes — pick any cycle and LemSubs schedules the alert relative to the actual policy term. Set the alert offset to match your shopping window (e.g. 30 days).