Household Member Splits

Split shared subscriptions across named family members with custom percentages and a multi-currency settlements ledger.

Stop guessing who owes what. Add household members once, then split any subscription by named person with custom percentages. LemSubs maintains a running settlements ledger across currencies so everyone settles up cleanly.

What you get

BenefitDetail
Named MembersAdd family members or housemates with avatars and notes
Per-Subscription SplitsAssign custom percentages — 50/50, 70/30, even four-way
Settlements LedgerRunning balance of who owes whom, updated as subs renew
Multi-Currency AwareSplits respect the subscription currency and your base currency
Mark As SettledOne-click mark-as-paid clears the running balance
Per-Person ViewSee exactly what each member is responsible for this month

How it works

  1. Add Household Members: Set up family members or housemates once
  2. Open a Subscription: Pick 'Split with household' and choose members
  3. Set Percentages: Default to even split or customize per person
  4. Settle Up: View the ledger and mark balances paid when settled

Frequently asked questions

Do household members need their own LemSubs accounts?

No — household members are local entries on your account. Use Workspaces if you want each person to have full access.

Can splits be uneven?

Yes — set any percentage per member. The total just needs to equal 100%.

Does the settlements ledger handle multi-currency?

Yes — splits respect each subscription's currency and convert to your base currency for clean settle-ups.

Related

Recommended next

LemSubs — Subscription Tracker Without Bank Login

LemSubs is a privacy-first subscription tracker. Track every recurring charge, lifetime deal, and renewal in one place — no bank connection, no Plaid, no credentials. Free for individuals.

Built by Deepak Shukla after losing $47,000+ to forgotten renewals and zombie subscriptions across six businesses. Used by founders, freelancers, and small teams who want to know what they're actually paying for without handing a third party read access to their bank accounts.

What LemSubs does

Why no bank connection

Every other tracker on the market — Rocket Money, Mint, Bobby, Trim — asks for your bank credentials through Plaid. LemSubs does not. You add subscriptions manually, forward a receipt, or import a CSV. Your bank stays your bank.

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