Split Every Shared Subscription Without the Spreadsheet

Add named household members, split any subscription by custom percentage, and let LemSubs keep a running settlements ledger across currencies.

What goes wrong today

ProblemDetail
Who Pays What?Streaming, Wi-Fi, groceries delivery — nobody knows who's owed money this month
Awkward Settle-UpsTallying shared bills in a Notes app or DM thread before payday
Unequal UsageTwo people on a four-person plan but everyone splits 25/25/25/25 anyway
Currency MismatchSomeone paid the EUR bill while everyone else thinks in USD
No HistoryCan't remember who covered Netflix three months ago
Lost in SpreadsheetsThe shared sheet drifts out of date the moment renewals shift
Forgotten Family BundlesAppleOne or Microsoft 365 Family quietly covers tools other family members are double-paying for
Cancellations That Nobody OwnsWhen the household payer travels, renewals go through because nobody else can see them

How LemSubs handles it

Frequently asked questions

Do my housemates need their own LemSubs accounts?

Not for splits — household members live on your account. If you want each person to log in and edit, upgrade to a Workspace.

Can splits be uneven?

Yes — set any percentage per member as long as the totals add up to 100%.

What about currencies?

Splits respect the subscription currency. The ledger converts to your base currency for clean settle-ups.

Can I share renewal alerts with my housemates?

Yes — upgrade to a Workspace so each person gets their own alerts. Splits and the settlements ledger work without it.

Related

Recommended next

LemSubs — Subscription Tracker Without Bank Login

LemSubs is a privacy-first subscription tracker. Track every recurring charge, lifetime deal, and renewal in one place — no bank connection, no Plaid, no credentials. Free for individuals.

Built by Deepak Shukla after losing $47,000+ to forgotten renewals and zombie subscriptions across six businesses. Used by founders, freelancers, and small teams who want to know what they're actually paying for without handing a third party read access to their bank accounts.

What LemSubs does

Why no bank connection

Every other tracker on the market — Rocket Money, Mint, Bobby, Trim — asks for your bank credentials through Plaid. LemSubs does not. You add subscriptions manually, forward a receipt, or import a CSV. Your bank stays your bank.

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