Best Subscription Tracker Australia (2026)

For Australia, the best subscription trackers in 2026 are Frollo (CDR-accredited, direct Data Recipient), WeMoney (CDR via intermediary, full Australian PFM), and LemSubs (manual entry, no CDR consent required, AUD-native).

In short

Best Australian pick if you refuse CDR access: LemSubs (AUD-native, manual). Best free iPhone pick: Bobby. Best CDR-based PFM: Frollo. Tested April 2026 from an AU account.

Last reviewed 2026-08-09. First published 2026-05-02.

The ranking

1. LemSubs

Best Australian pick — AUD-native, no CDR consent

Verdict: LemSubs is the cleanest AU pick because most US apps don't work here at all (no Plaid) and CDR consent is heavier than US Plaid. Manual entry is slower but produces a clean BAS-ready export and never expires consent.

Strengths: AUD + multi-currency; GST-friendly export columns; Works without CDR consent.

Trade-offs: Manual entry; No CDR integration.

Best for: Australians who don't want to grant CDR access or who need GST-aware exports for BAS.

Skip if: You want auto-detection from your bank — LemSubs is manual.

Pricing: Free (10 subs); Pro $7.99 USD/mo (≈ AUD 11.35 at 1 USD = 1.4204 AUD, 7 Aug 2026) (verified 2026-08-09). Bank login: No. Free plan: 10 subs.

2. Bobby

Best free iPhone pick in Australia

Verdict: Bobby is the default Australian iPhone answer. AUD support, no signup, no bank link. Pair with a web tool if you also work from a laptop.

Strengths: Unlimited free; On-device, no signup; AUD support.

Trade-offs: iPhone only; No web, no widgets.

Best for: Australian iPhone users who want a free, on-device list of subs in AUD.

Skip if: You're on Android or want web access.

Pricing: Free (one-time AUD $2.99 unlock) (verified 2026-04-28). Bank login: No. Free plan: Unlimited.

3. Frollo

Best Australian CDR-based PFM with subs view

Verdict: Frollo is the most credible local CDR-based PFM with a usable subscription view. The trade-off is the standard CDR one: 90-day re-consent and the typical PFM-bloat around a small tracker feature.

Strengths: Australian-built, ASIC-aware; CDR accredited data recipient; Free tier.

Trade-offs: CDR consent expires (90-day); Subs view is secondary to PFM.

Best for: Australians who want CDR-powered auto-detection from a local provider.

Skip if: You don't want to grant CDR consent or you only want a tracker.

Pricing: Free; Plus from AUD $4.99/mo (verified 2026-04-28). Bank login: Required. Free plan: Limited.

4. WeMoney

Australian PFM with subscription alerts

Verdict: WeMoney is fine if you already use it for credit-score tracking and want subscription alerts inside the same app. Not the right pick if you want a clean dedicated tracker.

Strengths: Free; Australian-built; CDR + subscription alerts.

Trade-offs: Subs view is a small feature inside a wider app; Credit-score upsell.

Best for: Australians who already use WeMoney for credit/budgeting and want subs alerts inside it.

Skip if: You want a focused tracker — WeMoney is a money app first.

Pricing: Free (verified 2026-04-28). Bank login: Required. Free plan: Full app.

5. Wallos

Best self-hosted pick in Australia

Verdict: Wallos is the right pick for the AU homelab subset — zero recurring cost, full data control, AUD support. Trade-off is the same everywhere: you run the container and there's no native mobile.

Strengths: Free, open source (GPL-3.0); Self-hosted; Multi-currency including AUD.

Trade-offs: You run the server; No mobile app.

Best for: Technical Australians who want a self-hosted tracker on local hardware.

Skip if: You don't want to maintain a Docker container.

Pricing: Free (self-hosted) (verified 2026-04-28). Bank login: No. Free plan: Unlimited.

CDR-accredited tools are the differentiator in Australia

Australia's Consumer Data Right (CDR) regime, fully extended to banking by July 2021, created a regulated open-banking standard that pre-dates equivalents in most countries. CDR-accredited Data Recipients can read bank data with explicit user consent under a regulated regime — Frollo holds direct accreditation, WeMoney uses an intermediary, and a handful of other tools operate under affiliate arrangements.

The practical effect: Australian users get more reliable bank-link uptime than US users on Plaid, fewer re-auth interruptions, and a clearer audit trail of who saw what data. The downside is narrower coverage — CDR rollout to non-bank financial data (super, insurance, telco) is still in progress in 2026 and not all providers participate.

For users who don't want bank linking at all, LemSubs and TrackMySubs both work in AUD natively. Subly's iOS widgets and Apple Watch complication are the polished native option for iPhone-only households.

Plaid does not operate in Australia. Bank-connected apps use the local CDR (Consumer Data Right) regime via accredited data recipients. Most US-first apps don't work at all in AU.

Frequently asked questions

What changed since the last update

• 2026-08-09: Re-checked AUD conversion against the 7 Aug 2026 reference rate (1 USD = 1.4204 AUD) and corrected the Wallos licence to GPL-3.0.
• 2026-05-02: First publication. 5 AU-available trackers ranked.

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