Spendee review

At a glance

FactAnswer
PricingFree; Plus $2.99/mo; Premium $4.99/mo
Our rating6/10
CategoryPersonal Finance
Best forEuropean households who want budgeting plus multi-currency shared wallets.
Not forUsers whose main problem is subscription sprawl.
VerdictSolid multi-currency budgeting app popular in Europe — subscription features are basic.

Data last updated 2026-08-13. Checked by the LemSubs research team.

Spendee has a devoted European user base thanks to genuinely good multi-currency handling, shared wallets for households and travel, and a clean, colourful UI. Free users can enter data manually; paid tiers unlock bank sync and multiple wallets.

Subscription tracking exists as a category in the transactions view. It works, but it is a category view, not a first-class subscription surface with vendor logos, renewal calendars, or overlap detection. Strengths: friendly pricing compared to US-focused apps, real multi-currency support, and the shared-wallet model for couples and roommates.

Weaknesses: subscription intelligence is minimal, and bank sync coverage varies significantly by country. Good pick for European multi-currency households who want budgeting first and subscriptions as a side benefit.

What works

What does not

Scores by area

AreaWhat we foundScore
Multi-currencyGenuinely well-handled9/10
Shared walletsReal household support8/10
PricingCheaper than US peers8/10
Subscription depthJust a category3/10
Bank sync coverageVaries by country5/10
IntelligenceNone specific to subscriptions3/10

Best for

European households who want budgeting plus multi-currency shared wallets.

Not for

Users whose main problem is subscription sprawl.

Frequently asked questions

Is Spendee good for shared expenses?

Yes — shared wallets are a first-class feature.

Does it detect subscriptions?

Not as a dedicated surface. Recurring charges show up in transactions like any other category.

How does it compare to LemSubs?

Spendee is a budgeting app; LemSubs is a subscription tracker with a first-class subscription surface Spendee lacks.

Related

Recommended next

LemSubs — Subscription Tracker Without Bank Login

LemSubs is a privacy-first subscription tracker. Track every recurring charge, lifetime deal, and renewal in one place — no bank connection, no Plaid, no credentials. Free for individuals.

Built by Deepak Shukla after losing $47,000+ to forgotten renewals and zombie subscriptions across six businesses. Used by founders, freelancers, and small teams who want to know what they're actually paying for without handing a third party read access to their bank accounts.

What LemSubs does

Why no bank connection

Every other tracker on the market — Rocket Money, Mint, Bobby, Trim — asks for your bank credentials through Plaid. LemSubs does not. You add subscriptions manually, forward a receipt, or import a CSV. Your bank stays your bank.

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