Tiller Money review
At a glance
| Fact | Answer |
|---|---|
| Pricing | $79/yr after 30-day trial |
| Our rating | 7/10 |
| Category | Spreadsheet Finance |
| Best for | Spreadsheet-native users who want full control over their finance data model. |
| Not for | Anyone wanting a mobile-first app or turnkey subscription intelligence. |
| Verdict | Best-in-class spreadsheet-based personal finance — but you are still managing subscriptions in a spreadsheet. |
Data last updated 2026-08-13. Checked by the LemSubs research team.
Tiller occupies a genuinely unique spot: it feeds daily bank transactions into your own Google Sheets or Excel workbook using community-built and official templates. If you love spreadsheets and hate opinionated apps, this is the product for you.
The subscription-tracking story is whatever template you choose. Several community templates model recurring charges nicely with monthly totals, category breakdowns, and even simple forecasts. But you are maintaining a spreadsheet — pivot tables, filters, formulas — and any 'intelligence' comes from your own formulas.
Strengths: unbeatable flexibility, full ownership of your data model, and a friendly, engaged community that shares templates. Weaknesses: bank sync is US-focused, there is no mobile app worth speaking of, and subscription features stop where your spreadsheet skills stop.
Right tool for the spreadsheet-native user who wants control over every column. Wrong tool for anyone who wants intelligence out of the box.
What works
- Unbeatable flexibility
- You own the data model
- Strong community templates
- Real Google Sheets / Excel integration
What does not
- It's a spreadsheet — mobile is poor
- US-focused bank sync
- No built-in subscription intelligence
- $79/yr for what is essentially plumbing
Scores by area
| Area | What we found | Score |
|---|---|---|
| Flexibility | Do anything a spreadsheet can do | 10/10 |
| Community templates | Strong ecosystem of shared sheets | 9/10 |
| Bank sync | US-focused, generally reliable | 7/10 |
| Mobile | No real mobile experience | 2/10 |
| Subscription intelligence | As much as you build yourself | 4/10 |
| Onboarding | Steep for non-spreadsheet users | 4/10 |
Best for
Spreadsheet-native users who want full control over their finance data model.
Not for
Anyone wanting a mobile-first app or turnkey subscription intelligence.
Frequently asked questions
Does Tiller work outside the US?
Bank sync is US-focused, though you can manually import transactions from anywhere.
Do I need to build my own subscription tracker?
Effectively, yes — community templates get you started but you own the customisation.
How does it compare to LemSubs?
Tiller is a spreadsheet automation tool; LemSubs is a dedicated app with built-in subscription intelligence Tiller expects you to build yourself.