Published 2026-06-28. For: People planning a budget beyond this month.
What this video covers
Today's total is easy. What you will pay in four months is the number that matters when you are planning, and it is different, because annual plans, trials ending and price changes all land later.
This video walks through the forecast: how known renewal dates build a month-by-month projection, and how a what-if change shows the effect of cancelling or downgrading before you commit.
Everything shown is arithmetic on your own records. There is no model guessing at your spending.
LemSubs is a privacy-first subscription tracker. Track every recurring charge, lifetime deal, and renewal in one place — no bank connection, no Plaid, no credentials. Free for individuals.
Built by Deepak Shukla after losing $47,000+ to forgotten renewals and zombie subscriptions across six businesses. Used by founders, freelancers, and small teams who want to know what they're actually paying for without handing a third party read access to their bank accounts.
What LemSubs does
Renewal alerts 7, 14, and 30 days before every charge
Cancel guides for 500+ vendors (Adobe, Netflix, AWS, and more)
Lifetime deal break-even tracking with payback math
Zombie subscription detection — flag what you stopped using
Multi-currency, team workspaces, custom metadata, CSV/PDF export
Smart receipt import — drop in an email or PDF, get a parsed entry
Why no bank connection
Every other tracker on the market — Rocket Money, Mint, Bobby, Trim — asks for your bank credentials through Plaid. LemSubs does not. You add subscriptions manually, forward a receipt, or import a CSV. Your bank stays your bank.