Published 2026-07-17. For: Small businesses and finance-minded teams.
What this video covers
Most software budgets fail because they start with a number instead of a list. If you do not know what you already pay, a cap is a guess.
This video builds the budget in order: inventory first, then categories, then a cap per category, then a review date. Communication, AI tools, design, storage and project management each get their own line, which is where duplication shows up.
It ends on the part people skip: who owns each line. A budget without an owner per category drifts back within a quarter.
LemSubs is a privacy-first subscription tracker. Track every recurring charge, lifetime deal, and renewal in one place — no bank connection, no Plaid, no credentials. Free for individuals.
Built by Deepak Shukla after losing $47,000+ to forgotten renewals and zombie subscriptions across six businesses. Used by founders, freelancers, and small teams who want to know what they're actually paying for without handing a third party read access to their bank accounts.
What LemSubs does
Renewal alerts 7, 14, and 30 days before every charge
Cancel guides for 500+ vendors (Adobe, Netflix, AWS, and more)
Lifetime deal break-even tracking with payback math
Zombie subscription detection — flag what you stopped using
Multi-currency, team workspaces, custom metadata, CSV/PDF export
Smart receipt import — drop in an email or PDF, get a parsed entry
Why no bank connection
Every other tracker on the market — Rocket Money, Mint, Bobby, Trim — asks for your bank credentials through Plaid. LemSubs does not. You add subscriptions manually, forward a receipt, or import a CSV. Your bank stays your bank.