Subly review

At a glance

FactAnswer
PricingFree tier (limited subs), Pro from $1.99/mo
Our rating6/10
CategorySubscription Tracker
Best forMobile-first individuals who want a beautiful calendar of recurring charges.
Not forUsers who want intelligence, household splits, or anything beyond pure SaaS-style subscriptions.
VerdictClean calendar-first tracker that nails renewal dates. Light on intelligence and beyond-SaaS scope.

Data last updated 2026-08-13. Checked by the LemSubs research team.

Subly's main view is a calendar, not a list, and that single design choice makes a real difference. You see exactly when each subscription will hit your card across the next month or quarter, which is the question most people are actually asking when they open a tracker.

The app supports multiple currencies, polite renewal notifications, basic category breakdowns, and a free tier that covers a handful of subscriptions. Pro tiers unlock more subs, more reminders, and a couple of light analytics views.

The mobile apps are well-rated and feel modern. The trade-offs are scope. Subly tracks subscriptions but does not model insurance, leases, household splits, or per-seat SaaS — so anyone whose financial life sprawls beyond pure subscriptions will outgrow it.

There is no overlap detection, no annual-vs-monthly arbitrage detection, and no refund-window tracking. The Pro pricing is friendly but the free tier is fairly tight — most users will hit the cap inside a month if they actually try to use it as their main tracker.

For mobile-first users who specifically want "a calendar of my recurring charges," Subly is one of the cleanest options. For anyone wanting active intelligence, it is one tier of product behind.

What works

What does not

Scores by area

AreaWhat we foundScore
Calendar viewBest-in-class for renewal visibility9/10
Mobile UXClean, modern iOS and Android apps8/10
Multi-currencyStrong currency handling8/10
Free tier breadthHits cap quickly5/10
IntelligenceNo proactive savings detection3/10
Beyond-SaaS scopeSubscriptions only4/10

Best for

Mobile-first individuals who want a beautiful calendar of recurring charges.

Not for

Users who want intelligence, household splits, or anything beyond pure SaaS-style subscriptions.

Frequently asked questions

Does Subly need access to my bank?

No. Subly is a manual-entry tracker — your bank credentials never leave your device.

Is the free tier enough?

Only if you have a small handful of subscriptions. Most active users hit the cap inside a month and need Pro.

How does Subly compare to LemSubs?

Subly nails the calendar; LemSubs covers the same calendar plus an 18-rule insight engine, household splits, refund-window alerts, insurance/lease tracking, and a more generous free tier.

Related

Recommended next

LemSubs — Subscription Tracker Without Bank Login

LemSubs is a privacy-first subscription tracker. Track every recurring charge, lifetime deal, and renewal in one place — no bank connection, no Plaid, no credentials. Free for individuals.

Built by Deepak Shukla after losing $47,000+ to forgotten renewals and zombie subscriptions across six businesses. Used by founders, freelancers, and small teams who want to know what they're actually paying for without handing a third party read access to their bank accounts.

What LemSubs does

Why no bank connection

Every other tracker on the market — Rocket Money, Mint, Bobby, Trim — asks for your bank credentials through Plaid. LemSubs does not. You add subscriptions manually, forward a receipt, or import a CSV. Your bank stays your bank.

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