How to prepare for upcoming subscription renewals

Published 2026-07-15. For: Anyone who has been surprised by a renewal.

What this video covers

Most people review a subscription after the money leaves. At that point the choice is a refund request, not a decision.

This video walks through the renewal list and the alert windows. You choose how many days of notice you want, and the reminder arrives while you can still continue, upgrade, downgrade or cancel.

It also covers refund windows, which are short and vendor specific. Knowing that a window is open changes what you do on the day the charge appears.

What you will learn

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Channel: https://www.youtube.com/@LemSubsbyLemStudio

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LemSubs — Subscription Tracker Without Bank Login

LemSubs is a privacy-first subscription tracker. Track every recurring charge, lifetime deal, and renewal in one place — no bank connection, no Plaid, no credentials. Free for individuals.

Built by Deepak Shukla after losing $47,000+ to forgotten renewals and zombie subscriptions across six businesses. Used by founders, freelancers, and small teams who want to know what they're actually paying for without handing a third party read access to their bank accounts.

What LemSubs does

Why no bank connection

Every other tracker on the market — Rocket Money, Mint, Bobby, Trim — asks for your bank credentials through Plaid. LemSubs does not. You add subscriptions manually, forward a receipt, or import a CSV. Your bank stays your bank.

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