Money Manager Ex review

At a glance

FactAnswer
PricingFree (open source)
Our rating6/10
CategoryDesktop Finance
Best forDesktop-first users who want a fully self-owned personal finance app.
Not forMobile-first users, or those wanting subscription-specific intelligence.
VerdictFree open-source desktop personal finance app — dated but functional, no dedicated subscription features.

Data last updated 2026-08-13. Checked by the LemSubs research team.

Money Manager Ex is a genuinely free, genuinely open-source desktop personal finance app. It supports accounts, transactions, budgets, investments, and reports across Windows, macOS, and Linux. Data is stored locally in a SQLite database that you control entirely.

Subscription tracking exists as scheduled recurring transactions. There is no dedicated subscription surface, no overlap detection, no arbitrage or refund-window features. Recurring bills work correctly and you can see them ahead of time on the calendar.

Strengths: fully open source, no cloud dependency, no cost, no privacy trade-offs. Weaknesses: dated UI, no mobile app, no synchronisation across devices without user effort, and no subscription intelligence. Good pick for users who want a fully self-owned desktop personal finance app.

Wrong shape for anyone who wants mobile access or subscription intelligence.

What works

What does not

Scores by area

AreaWhat we foundScore
OpennessTruly open source10/10
PrivacyFully local data10/10
CostFree forever10/10
MobileNone1/10
Design freshnessDated4/10
Subscription intelligenceNone2/10

Best for

Desktop-first users who want a fully self-owned personal finance app.

Not for

Mobile-first users, or those wanting subscription-specific intelligence.

Frequently asked questions

Is Money Manager Ex really free?

Yes — open source under GPL.

Does it have a mobile app?

No — desktop only.

How does it compare to LemSubs?

Money Manager Ex is a desktop personal finance app; LemSubs is a mobile-friendly subscription tracker with cloud sync and intelligence.

Related

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Built by Deepak Shukla after losing $47,000+ to forgotten renewals and zombie subscriptions across six businesses. Used by founders, freelancers, and small teams who want to know what they're actually paying for without handing a third party read access to their bank accounts.

What LemSubs does

Why no bank connection

Every other tracker on the market — Rocket Money, Mint, Bobby, Trim — asks for your bank credentials through Plaid. LemSubs does not. You add subscriptions manually, forward a receipt, or import a CSV. Your bank stays your bank.

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