LemSubs vs Toshl Finance
International personal-finance app with multi-currency tracking — broad budgeting, thin subscription depth
Toshl is a Slovenia-built personal-finance app loved by international users for its strong multi-currency support, bank connections across many countries, and playful UX. It handles general income, expenses, and budgets well.
Recurring expenses (which include subscriptions) show as a list with reminder options, but there's no purpose-built subscription portfolio, no trial-expiry alert, no overlap detection between similar tools, no cancel guide, and no health score.
Toshl Pro is also cheaper at $4.99/month than LemSubs Pro at $7.99/month — but you're comparing a generic budgeting app to a subscription-specific product. For users with 20+ subscriptions who want the calendar, trial alerts, refund windows, and overlap detection, LemSubs is the sharper tool.
For broad budgeting in many currencies, Toshl is excellent.
Toshl Finance pricing
Free (limited); Pro $4.99/mo; Medici $9.99/mo
Toshl Finance is best for
International users tracking spending in multiple currencies
Where Toshl Finance wins
- Strong multi-currency support out of the box
- Bank connections across many countries
- Light, playful UX
- Free tier is genuinely usable
Where Toshl Finance falls short
- Subscriptions treated as generic recurring expenses
- No trial alerts, refund windows, or overlap detection
- Limited cancel-guide / vendor intelligence
- Free tier has tight account and budget limits
Moving from Toshl Finance to LemSubs
- In Toshl, filter recurring expenses and export as CSV.
- Sign up for LemSubs and pick a workspace.
- Smart Import the CSV; map name, price, currency, and renewal date.
- Turn on renewal and trial alerts.
- Set category budgets that mirror your Toshl tags.
- Keep Toshl for general spending; use LemSubs for subscriptions.
Frequently asked questions
Is Toshl cheaper than LemSubs?
Toshl Pro is $4.99/month vs LemSubs Pro at $7.99/month — but they're different products. Toshl is a budgeting app; LemSubs is a subscription manager.
Does Toshl track free-trial expiry?
No — there's no trial countdown. LemSubs warns you before a trial converts.
Which handles more currencies?
Toshl supports more raw currencies for general spending; LemSubs handles 35+ with subscription-specific FX rules.