LemSubs vs Soldo
UK/EU prepaid business cards with expense controls — strong on policy enforcement, thin on subscription intelligence
Soldo is a prepaid business card platform built for spend control — top up a card, set rules ('only Adobe and Figma'), and the card declines anything else. It's particularly popular with UK SMBs, schools, and field teams.
The product is great at what it does. It is not, however, a subscription manager. There is no calendar of upcoming renewals across all your tools, no trial-expiry notification, no signal that says'you are paying for two video tools doing the same job,' and no health score.
Soldo will tell you that £18.99 was charged to a card by Adobe in March. LemSubs will tell you the next charge is on June 14, the trial ended 11 days ago, and you have an active Loom subscription that overlaps with your Adobe plan.
Soldo pricing
Pro from £21/mo (3 users); Premium £33/mo; Enterprise custom
Soldo is best for
UK and EU teams that want hard spend limits per card or department
Where Soldo wins
- Hard spend rules per card / department
- Receipt capture and accounting sync
- Multi-currency cards
- Good fit for UK SMBs and field teams
Where Soldo falls short
- No renewal calendar or trial alerts
- Subscription view limited to Soldo card transactions
- Per-user pricing scales fast
- Sales call required past Pro tier
Moving from Soldo to LemSubs
- Pull a CSV of Soldo card transactions from the last 90 days.
- Filter to recurring merchants (Adobe, Figma, Notion, etc.).
- Sign up for LemSubs and create a workspace.
- Add each subscription with renewal date and currency.
- Turn on renewal alerts at 7, 14, and 30 days.
- Keep Soldo for card rules; let LemSubs own renewals and trials.
Frequently asked questions
Is LemSubs a Soldo alternative?
Only for the subscription-visibility layer. Soldo's hard spend rules per card are a separate product category.
Does Soldo warn me about renewals or trials?
No — Soldo logs card transactions after they happen. LemSubs warns you 7/14/30 days before a renewal hits.
Can I track subscriptions paid on cards Soldo doesn't issue?
Not in Soldo. LemSubs tracks subscriptions regardless of which card or account paid for them.