LemSubs vs Qonto
French business banking with cards and expenses — strong banking, light on subscription intelligence
Qonto is the leading French neobank for SMBs — IBAN accounts, cards, expense tools, and accounting export to Pennylane, Cegid, Sage, and QuickBooks. The subscription view is whatever Qonto sees on its own cards. LemSubs adds the layer Qonto doesn't have: a renewal calendar, trial alerts, vendor rollup, and Market-Price Watch flagging overpayments.
Send a signed read-only link to your bookkeeper or get one Monthly Finance PDF emailed automatically. No accounting integration to babysit, no extra seat to pay. Many French teams keep Qonto for banking and add LemSubs for subscription hygiene.
Qonto pricing
Solo €11/mo to Enterprise €299+/mo
Qonto is best for
French and EU SMBs already on Qonto for banking
Where Qonto wins
- Strong EU banking + IBAN
- Mature accounting exports (Pennylane, Cegid)
- Multi-card team controls
Where Qonto falls short
- Subscription view limited to Qonto card charges
- No renewal calendar
- No overpayment detector
Moving from Qonto to LemSubs
- Export the recurring vendor list from Qonto as CSV.
- Sign up for LemSubs and pick a workspace.
- Smart Import the CSV; map name, cost, renewal.
- Turn on Market-Price Watch and the 7/14/30-day renewal alerts.
- Send your accountant a share-with-finance link or set up the Monthly PDF.
Frequently asked questions
Is LemSubs a Qonto replacement?
No — Qonto is a bank. LemSubs is a subscription tracker that runs next to whatever bank you use.
Does Qonto have trial alerts?
No — Qonto shows charges after they happen. LemSubs warns at 1, 3, and 7 days before a trial converts.
How do we send data to our accountant?
Use the Monthly Finance PDF or a signed share-with-finance link — both free.