Best Free Subscription Trackers (2026): 6 Tested

The genuinely free picks in 2026 are Bobby (iPhone, unlimited), LemSubs (10 subs on web + Android + iOS PWA), and Wallos (self-hosted, unlimited). Rocket Money's free tier was removed — what's labelled 'free' there is now a trial.

In short

Truly free with no bank login: Bobby (iPhone, unlimited) and LemSubs (web/Android, 10 subs). For self-hosters: Wallos. Rocket Money no longer offers a free plan as of 2025. Full ranking and limits below.

Last reviewed 2026-05-02. First published 2026-05-02.

The ranking

1. Bobby

Only tracker that's free + unlimited + no signup, but iOS-only.

Verdict: Bobby is the cleanest 'free' on this list — no signup, no upsell, no data collection. The catch is iOS-only. If your phone is an iPhone and your bar is 'do I know what I'm paying for', Bobby is the answer in 60 seconds.

Strengths: Unlimited subscriptions free; No account, no email, no bank; Native iOS.

Trade-offs: iOS only; No analytics or team features.

Best for: iPhone users who want unlimited subscriptions, no signup, no bank link.

Skip if: You're on Android or want web access.

Pricing: Free (one-time $1.99 unlock optional) (verified 2026-04-28). Bank login: No. Free plan: Unlimited.

2. LemSubs

Only free plan with web + Android + multi-currency + exports + calendar.

Verdict: We rank LemSubs #2 here, not #1, because Bobby is unbeatable on iOS at zero cost. But if you're on Android or want a real web app — and you want analytics, multi-currency, exports, and a renewal calendar on the free plan — there isn't a better option in 2026.

Strengths: 10 subscriptions free with multi-currency, calendar, and exports; Works on web, Android (PWA), and iPad; No bank login, no inbox scraping.

Trade-offs: 10-subscription cap on free (Pro at $7.99/mo for 250); Manual entry or CSV import — no auto-detection.

Best for: Web and Android users who want renewal alerts, multi-currency, and exports on the free tier.

Skip if: You only need an iPhone-only list (use Bobby) or you want auto-detection from your bank.

Pricing: Free (10 subs); Pro $7.99/mo (verified 2026-04-28). Bank login: No. Free plan: 10 subs.

3. Wallos (self-hosted)

Only pick that's open-source and runs entirely on your own hardware.

Verdict: Wallos is the open-source pick. If you already run anything in Docker, dropping in Wallos costs nothing and gives you a clean web UI for tracking subscriptions on your own hardware. The only price is the 10 minutes of setup.

Strengths: MIT-licensed, fully self-hosted; Zero telemetry; Active GitHub maintenance.

Trade-offs: Hosting setup required; No mobile app.

Best for: Self-hosters with a homelab, NAS, or cheap VPS.

Skip if: You don't want to run a Docker container.

Pricing: Free (self-hosted) (verified 2026-04-28). Bank login: No. Free plan: Unlimited.

4. TrackMySubs

Old-school web tool with optional bank link — generous free cap, dated UI.

Verdict: TrackMySubs's free tier holds up. If you don't need the slick UI of Bobby or LemSubs and you do want a web tool with exports, it's a perfectly valid free pick.

Strengths: Free for 10 subs; Multi-currency; Web-based, no install.

Trade-offs: UI feels dated; Weak mobile.

Best for: People who want a free web tool with categories and exports.

Skip if: You expect a modern mobile experience.

Pricing: Free; paid from $5/mo (verified 2026-04-28). Bank login: Optional. Free plan: 10 subs.

5. Subscriptions (Subly)

Polished iOS widgets, but free tier caps at just 5 subs.

Verdict: Subly's free tier is real but tight at 5 subs. Most people will hit the cap within a week. Treat it as a 5-day trial of one of the best paid iOS trackers, then decide.

Strengths: Native iOS quality; Home-screen widgets; Manual-only.

Trade-offs: Only 5 subs free; Pro is $14.99/yr.

Best for: iOS users testing the waters before paying for a Pro upgrade.

Skip if: You have more than 5 subscriptions and don't want to pay $14.99/yr.

Pricing: Free (5 subs); Pro $14.99/yr (verified 2026-04-28). Bank login: No. Free plan: 5 subs.

6. Spreadsheets (Google Sheets / Excel)

Total control and zero cost — but no alerts, no automation, easy to abandon.

Verdict: We include spreadsheets because they're the most-recommended 'free subscription tracker' in Reddit threads. They're great for the first month, then nobody opens the sheet and a renewal slips through. If you want sustainable free, pick a real app from this list.

Strengths: Free; Total control; Works everywhere.

Trade-offs: No alerts; Falls behind quickly.

Best for: Spreadsheet enthusiasts.

Skip if: You want anything to happen automatically.

Pricing: Free (verified 2026-04-28). Bank login: No. Free plan: Unlimited.

What 'free' actually means in this category

'Free subscription tracker' is the most-gamed phrase in the cluster. App Store screenshots will say 'free' when the practical free tier is three subscriptions and a watermarked widget. To make this list, a tool had to either (a) offer a free tier with at least 10 tracked subs and no recurring nag screen, or (b) be open-source and self-hostable.

We separated 'free forever (manual entry)' from 'free trial of a paid tier' because the long-tail behaviour is different. Free-forever tools optimise for retention via genuine utility; free-trial tools optimise for trial-to-paid conversion, which usually shows up in the form of the dark patterns we count in the metrics block (pre-checked premium toggle, one-day-before-charge email rather than three-day, hidden monthly toggle behind annual).

LemSubs's free tier (10 subs, no bank link) and Bobby's (unlimited subs, iOS-only) are the two genuinely sustainable free-forever picks for individuals. Wallos and Spliit cover the self-hosted angle. Everything else is honestly described as 'paid product with a free trial' even if the App Store badge says otherwise.

All six tools have a permanent free tier. 'Free plan' column shows the actual subscription cap.

Frequently asked questions

What changed since the last update

• 2026-05-02: First publication. 6 free trackers tested and ranked.

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